What top creators are saying about SoFi Technologies, Inc.(SOFI)— Page 3

Pumped 3% after hours following a very bullish segment from Jim Cramer, who highlighted its strong growth, banking model, and long-term guidance. Technicals suggest a 'counter-trend bounce'.

The stock 'got smacked,' and while it 'could seem like a steal in five years,' the current AI anxiety makes it a very uncertain bet.

Mentioned as a peer whose poor stock performance is in line with HIMS, suggesting the negative sentiment affecting the high-growth sector is market-wide rather than a company-specific problem.

Stock was struggling and fell below $19, with its decline potentially connected to negative sentiment around private credit due to its deal with Blue Owl.

Called an 'absolute no-brainer,' the speaker believes the stock is significantly undervalued with a price-to-fundamentals disconnect described as 'entirely ridiculous.' Believes it should be $30 right now.

Viewed as a premier fintech whose stock price is completely disconnected from strong operational performance (Rule of 40 score of 59), presenting a significant buying opportunity for long-term investors.

The company is 'firing off on all cylinders' after an 'absolutely outstanding' quarter, leading the speaker to believe its fair value should be $28 to $30, far above its current price.

The speaker is strongly bullish, believing the stock is undervalued after an 'amazing Q4' and that the current price represents a significant buying opportunity, with a price-to-sales ratio of 0.29.

The speaker is very bullish, stating the company is 'firing on all cylinders' with its first billion-dollar quarter and increased guidance. The recent 14% stock drop is blamed on market makers and short-sellers, not fundamentals, presenting a clear buying opportunity.

Extremely bullish, calling it a 'punching bag' that is 'dirt cheap' and 'firing on all cylinders' with strong fundamental growth not reflected in the stock price.

The company crushed earnings with 60% YoY revenue growth and record member additions, but the stock sold off due to macro pressure, which is seen as a buying opportunity for long-term investors.

Host expresses frustration with performance but believes the stock is 'cheap' at current levels. Waiting for earnings to hopefully change the negative sentiment.

Stock was down an 'ugly' 4%, which the speaker believes is an overreaction to macro fears. This dip is suggested as a 'decent dip' and potential buying opportunity ahead of earnings.

CEO stated a rate cap could increase demand for personal loans (a positive), but the stock was still down on the overall negative sector news.

A highly volatile 'battleground' stock that received downgrades from BofA and Goldman, but also had positive news about using Palantir's Foundry and paying down debt.

The host is personally bullish, suggesting the stock could reach $32 by or after its next earnings report. It was also a popular pick among the podcast's audience for 2026.

Its new stablecoin initiative is predicted to be a 'flop' because it doesn't understand the core crypto use cases of yield and capital formation.

Highlighted as a prime example of a company that successfully navigated the changing market by becoming a 'full stack' bank, enabling it to generate 'very significant' revenue and profits from deposit flows in a high-interest-rate environment.

Used as an example of a strategic trade where a prediction market contract offered a better risk/reward profile than holding the stock for an investor with high conviction of an earnings beat.

Despite stock pressure from PayPal's new competition, the host believes it is a 'buy' at its current levels.

Considered the 'future' of banking and slightly undervalued. Expected to gain brand visibility from the World Cup at SoFi Stadium and see growth accelerate from re-integrating crypto services.

Rumors that the federal government could offload some of its student loan portfolio to SoFi are viewed as a potential 'massive catalyst' for the company.

The host is bullish and building a position, projecting 30%+ growth and strong EPS next year, with CEO incentives aligned to higher stock prices ($35 and $45).

The host is personally bullish and buying the dip, viewing the stock as undervalued below $30 going into a rate-cutting cycle. The long-term bull case is that newly raised cash will fuel loan growth.

The recent stock drop after a capital raise is seen as a buying opportunity. Investing is a bet on CEO Anthony Noto, whose performance pay is tied to the stock hitting $35 and $45.

Mentioned as an example of market speculation and 'engagement farming' regarding potential S&P 500 inclusion. The speaker provides no personal opinion on the company or the speculation.

The stock dropped over 7% on news of a $1.5 billion stock offering, seen as an overreaction. A potential positive catalyst is the upcoming announcement for inclusion in the S&P 500.

The stock bounced off its lows, suggesting a near-term bottom is in. However, a new pattern could be forming that points to a potential downside target of $20.

Viewed as a company being unfairly sold off in the market panic. The host believes the sell-off is not justified by fundamentals, suggesting a disconnect between its price and business performance.

SoFi is now offering crypto buying, selling, and holding directly to its customers, a bullish signal of increased retail access to crypto through traditional financial institutions.

The re-launch of cryptocurrency trading is a net bullish development that strengthens its 'one-stop shop' appeal and adds a diversified revenue stream.

The effectiveness of expensive, large-scale marketing campaigns (like SoFi Stadium) in converting brand awareness into profitable customer growth is a critical factor for investors to watch.

The re-launch of cryptocurrency trading is seen as a bullish catalyst that can increase user engagement and better position the company against fintech rivals.

Viewed as a weaker competitor to Robinhood, as it is believed that SoFi cannot win a pricing war due to Robinhood's superior margins and aggressive strategy.

The analysis provides a negative qualitative view of SoFi Stadium, a primary marketing asset for the company. The hosts' heavy criticism of the stadium's fan experience, location, and design could indirectly have a negative impact on the SoFi brand.

Suggested as a potential 'catch-up trade' in 2026, especially with a possible future inclusion in the S&P 500. Its lower share price could attract retail investors.

The mention of SoFi Stadium highlights the company's aggressive marketing and brand-building strategy, which is a crucial part of its long-term plan to lower customer acquisition costs in the competitive fintech space.

Considered a 'disappointment' as the stock did not react positively to what was described as a 'blockbuster quarter,' highlighting the risk that good earnings don't guarantee a price increase.

The company is performing exceptionally well ('firing on all cylinders'), but the stock is considered expensive after a recent price spike. The speaker is holding but not adding to their position. Falling interest rates are a major tailwind for the business.

Despite stock volatility, the company reported a 'phenomenal' quarter, raised EPS guidance, and is viewed by the host as a very bullish long-term play with catalysts from potential rate cuts.

Despite a negative stock reaction to a strong earnings report (a 'triple beat'), the company's strong execution, member growth, and upcoming catalysts in crypto and AI present a potential buying opportunity for long-term investors.

Very bullish outlook due to expected 40% YoY revenue growth, strong positioning across all business segments, and being a key beneficiary of upcoming rate cuts.

Saw strong upticks above 3.8% and is considered a mover for continued short-term momentum.

Host is very bullish, having bought more shares ahead of earnings, and expressed hope the stock could reach $35 on a strong report.

Speaker is bullish ahead of earnings, citing strong results from competitor Lending Club (LC) and a guest's prediction of a massive earnings beat. A short squeeze is anticipated.

A host was buying 'nibbles' on the dip, and the company was viewed positively after competitor Lending Club's strong earnings suggested a healthy environment for fintech lenders.

Seen as a potential pre-earnings trade, with a thesis that a strong earnings report could propel the stock towards $35.

The stock is performing 'very nicely' after a long period of consolidation, with the speaker expressing happiness about its recent upward movement, implying a bullish outlook.

Bullish expectations for record new members and revenue growth of 35-40% ahead of earnings, but high risk due to a recent 70% stock run-up. Strong Galileo growth is key to reaching the $35-$40 range.

The speaker is taking a speculative 'earnings gamble' on the stock, influenced by social media hype about the company potentially reaching one million members. This is viewed as a high-risk, short-term trade.