What top creators are saying about SoFi Technologies, Inc.(SOFI)— Page 2

Significant bullish activity with call options outstripping puts by a five-to-one ratio.

Categorized as a 'dirt cheap' hyper-growth stock following irrational market sell-offs.

Seeing all-time high user activity, though lack of rate cuts remains a headwind for loan refinancing.

Recently launched its enterprise business on the Solana blockchain.

Negatively impacted by high interest rates and broader consumer economic concerns.

Needs to clear $16 to be in the clear for a potential run to $19.

Facing a short-seller attack from Muddy Waters regarding EBITDA accounting, though analyst is skeptical of the report.

Considered at risk as bad loan valuation write-downs begin to hit balance sheets.

Mentioned as a fellow growth stock selling off due to interest rate sensitivities and general market volatility.

Described as 'way too cheap' despite revenue growing 4.5x; currently suffering from macro volatility rather than fundamental issues.

Identified as a 'broken' growth stock where revenue has scaled 10x over five years while the share price remains stagnant, potentially offering a long-term entry point.

At a support level of 17; failure to hold suggests a drop to 14 where capitulation may occur.

Bullish conviction remains high despite a short report from Muddy Waters; viewed as a buying opportunity on dips.

Facing a short report from Muddy Waters, but host is skeptical due to recent insider buying.

Highly sensitive to interest rates; a return to lower, stable rates is seen as the primary catalyst for recovery from current hammered levels.

Breached cumulative net loss triggers in securitization (SCLP 2025-1), risking cash flow and funding ability.

Subject of a significant 'big short report' by Muddy Waters.

Under pressure from short reports and high rates, but high insider buying by CEO is a bullish signal.

Aggressively capturing market share from traditional banks through its SoFi Plus and Wealth platforms, utilizing high-yield offerings to drive deposit growth.

Facing skepticism as analysts debate whether it deserves a tech valuation or should be treated as a traditional bank.

Strong Rule of 40 score of 59; trades at a cheaper valuation than NuBank despite slightly slower growth.

Triggered a 'Cumulative Net Loss' threshold in a loan pool, serving as a 'canary in the coal mine' for credit risk.

Notably excluded from the S&P 500 rebalancing.

Faces credit risk in high-cost personal lending sectors like fertility where debt recovery can be difficult.

Speculated as a candidate for S&P 500 inclusion, though the committee may require a waiting period.

High speculation for S&P 500 inclusion which may trigger forced buying.

Target for 'warm intros' from fintech VCs looking to bridge crypto and traditional finance.

Used as a benchmark for high-performing execution and 'spotless' financial metrics.

Now supports Solana deposits, marking a major milestone for U.S. banking adoption of the network.

CEO purchased $1M in stock; new MasterCard partnership for stablecoin settlement.

CEO Anthony Noto demonstrated significant confidence in the company by purchasing 56,000 shares worth approximately $1 million.

Down significantly from highs; speaker implies it may be oversold relative to fundamentals despite market sell-off.

The stock was up 3.5% after Jim Cramer pitched the stock on 'Mad Money,' stating it was 'completely misunderstood.'

Pumped 3% after hours following a very bullish segment from Jim Cramer, who highlighted its strong growth, banking model, and long-term guidance. Technicals suggest a 'counter-trend bounce'.

The stock 'got smacked,' and while it 'could seem like a steal in five years,' the current AI anxiety makes it a very uncertain bet.

Mentioned as a peer whose poor stock performance is in line with HIMS, suggesting the negative sentiment affecting the high-growth sector is market-wide rather than a company-specific problem.

Stock was struggling and fell below $19, with its decline potentially connected to negative sentiment around private credit due to its deal with Blue Owl.

Called an 'absolute no-brainer,' the speaker believes the stock is significantly undervalued with a price-to-fundamentals disconnect described as 'entirely ridiculous.' Believes it should be $30 right now.

Viewed as a premier fintech whose stock price is completely disconnected from strong operational performance (Rule of 40 score of 59), presenting a significant buying opportunity for long-term investors.

The company is 'firing off on all cylinders' after an 'absolutely outstanding' quarter, leading the speaker to believe its fair value should be $28 to $30, far above its current price.

The speaker is strongly bullish, believing the stock is undervalued after an 'amazing Q4' and that the current price represents a significant buying opportunity, with a price-to-sales ratio of 0.29.

The speaker is very bullish, stating the company is 'firing on all cylinders' with its first billion-dollar quarter and increased guidance. The recent 14% stock drop is blamed on market makers and short-sellers, not fundamentals, presenting a clear buying opportunity.

Extremely bullish, calling it a 'punching bag' that is 'dirt cheap' and 'firing on all cylinders' with strong fundamental growth not reflected in the stock price.

The company crushed earnings with 60% YoY revenue growth and record member additions, but the stock sold off due to macro pressure, which is seen as a buying opportunity for long-term investors.

Host expresses frustration with performance but believes the stock is 'cheap' at current levels. Waiting for earnings to hopefully change the negative sentiment.

Stock was down an 'ugly' 4%, which the speaker believes is an overreaction to macro fears. This dip is suggested as a 'decent dip' and potential buying opportunity ahead of earnings.

CEO stated a rate cap could increase demand for personal loans (a positive), but the stock was still down on the overall negative sector news.

A highly volatile 'battleground' stock that received downgrades from BofA and Goldman, but also had positive news about using Palantir's Foundry and paying down debt.

The host is personally bullish, suggesting the stock could reach $32 by or after its next earnings report. It was also a popular pick among the podcast's audience for 2026.

Its new stablecoin initiative is predicted to be a 'flop' because it doesn't understand the core crypto use cases of yield and capital formation.