What top creators are saying about PayPal Holdings, Inc.(PYPL)— Page 2

Mentioned as a 'struggling' stock in the out-of-favor fintech sector.

Received a 'Sell' rating and a $50 price target from Bernstein. The advice is to 'not touch it' due to poor sentiment and business headwinds.

Nancy Pelosi sold 5,000 shares, likely at a loss, suggesting a rotation out of the name and a lack of conviction in its upside.

Nancy Pelosi filed a disclosure showing she sold 5,000 shares of the stock.

The investment thesis is bearish because its competitive moat has eroded. Competitors like Apple Pay and ShopPay now offer similar or better experiences at lower costs, weakening PayPal's value proposition.

Has launched its own stablecoin, which Coinbase supports, indicating validation of the stablecoin market by major tech companies but also increasing competition.

Vulnerable to pressure from governments and activists to 'debank' users with disfavored viewpoints, creating systemic risk, potential legal battles, and customer churn.

As a legacy financial giant, its adoption of crypto and stablecoin technology is a positive indicator of its ability to adapt and improve its services.

Mentioned as a consumer-facing FinTech app with a strong brand and distribution, competing in the 'Super App' race. Also highlighted as a potential issuer of a stablecoin to leverage its existing user base.

Integrated with Microsoft's 'Copilot Checkout,' positioning it within the emerging AI-powered e-commerce ecosystem.

Considered a 'value trap' as its franchise value has eroded due to intense competition. Despite a low valuation and earnings growth, the stock is viewed as a strong sell until it can prove it can defend its business.

Mentioned as a potential future competitor that could issue its own stablecoin, which represents a key risk and could challenge Circle's market share.

Categorized as 'cooked' and a 'perpetual underperformer' due to weak KPIs, including flat active accounts and declining transactions per account. There are better opportunities in the payments sector.

Has declined significantly over the past 5 years and is suggested to be a 'value trap' due to a lack of a compelling growth narrative and catalyst. Investors are advised to be cautious.

A payment company laggard, down over 20% year-to-date due to increased competition.

Downgraded by Morgan Stanley with a $51 target. The company is seen as 'stuck in the middle' with stagnant revenue growth and a strategy that is not being rewarded by Wall Street.

Advised to avoid, considered a 'value trap' due to slow growth (6-7%) and a valuation that is too high for its future prospects.

News that PayPal is starting a bank was viewed as bullish, as it could allow the company to meaningfully monetize loans and create a new revenue stream.

Announced it is applying to become a bank. The host is unsure if this strategic shift will solve the stock's issues, but the market's initial after-hours reaction was muted.

The integration of its PYUSD stablecoin on YouTube for creator payouts could potentially benefit PayPal's digital payment ecosystem, with investors advised to monitor PYUSD's growth.

Actively evolving Venmo into a comprehensive financial tool with features like debit cards and cash-back rewards to increase engagement and create new revenue streams. Success in this strategy is seen as a significant positive for the stock.

Noted to be lagging the market and trading near 52-week lows, suggesting potential headwinds for the sector.

The company's CFO made public comments about seeing 'weakening consumer dynamics' through Q3, which is a strong bearish indicator for consumer spending and a headwind for the company.

The author suggests fading the consensus 'undervalued' narrative due to slow adoption of growth opportunities and a declining core business take rate, indicating potential continued downward pressure on the stock.

The stock dropped after its CFO cited 'macro pressure on the consumer,' raising concerns that its weakness is a company-specific problem due to intense competition from Apple Pay and Zelle.

For investors looking for value, PayPal's low P/E ratio (13x) could be attractive, especially as it has a stablecoin product that could become a growth driver if they decide to promote it more heavily.

Highlighted as a company with BNPL offerings, prompting a need for investors to research how it profits from its 0% interest services.

Strategically positioning itself at the forefront of the new AI-assisted shopping channel through a partnership with Perplexity for integrated checkout, which could be a significant future growth driver.

Actively competing in the Buy Now, Pay Later (BNPL) market with promotions to capture market share, but investors should be mindful of the high costs and competition impacting profitability.

Mentioned as an example of a traditional company that struggled to compete with crypto-native firms in the stablecoin market, highlighting that innovation and integration are key.

Its subsidiary, Venmo, was mentioned as a major payment company that has announced it will be using the Solana network.

A speaker initiated a new position, citing it as a 'low risk' contrarian bet due to its historically cheap valuation while still beating on revenue and earnings.

Identified as a company potentially vulnerable to a wave of layoffs, which is presented as a bearish signal that could put downward pressure on its stock price.

Mentioned as an established player and key competitor to Adyen, highlighting the intense competition in the payments sector.

Cited as an example of a company whose stock soared after announcing an AI-related partnership, reflecting a positive market trend for AI collaborations.

Identified as a company to watch for potential layoff announcements, a trend that is considered bullish for shareholders as it can lead to increased profitability.

The author argues that despite a consensus view of being undervalued, the company is not a compelling investment due to slow adoption of growth opportunities and a declining take rate in its core business, advising caution.

Mentioned in the context of BigCommerce integrating its platform for AI-powered discovery and checkout.

Negatively impacted by Fiserv's poor results, giving back most of its gains from the previous day.

Experiencing a significant pre-market surge, up 14.60% to $80.51, following a mention of "OpenAI" which suggests potential AI integration or partnership.

The stock surged over 10% due to a major partnership with OpenAI for in-ChatGPT payments and the initiation of its first-ever quarterly dividend, revitalizing the investment story.

Cautious short-term view, as the market may have a muted or negative reaction to earnings while it waits for signs of accelerating growth, which may not materialize yet.

Mentioned due to a friend of the host making a large, bullish bet using long-term call options (LEAPS) with a $110 strike price for January 2028. A poll also showed 60% of the audience preferred owning PayPal over Gold.

Is being integrated into the BigCommerce dashboard, allowing merchants to manage their accounts directly from the platform.

Presented as a value investment opportunity, trading at a low multiple (10x 2027 earnings). Strong cash flow, share buybacks, and new leadership are seen as catalysts for a rebound.

An accidental creation of $300 trillion in its PYUSD stablecoin by its issuer highlights operational risks in the nascent crypto space.

The accidental minting of its PYUSD stablecoin by partner Paxos highlights potential operational and technical risks associated with its digital asset initiatives.

Was downgraded by Goldman Sachs from Neutral to Sell with a $70 price target, putting pressure on the stock.

Investors should watch new entrants like PayPal, whose stablecoin could gain significant market share as they push adoption to their massive user base.

The chart is showing signs of life and breaking out of a long-term base. A pre-earnings run-up to the $75-$80 range is considered possible.