The best market predictor I’ve ever seen is @DavidGFool. The way he predicts stock market performance is a lesson for all investors. Anytime he’s asked what he thinks the market will do this year he says “It’s going up” Why? Because 60% of all years the market does in fact go up. And even though David is one of the best stock pickers I’ve ever seen, he’s extremely humble and knows he’s not smart enough to know what the market will actually do any given year. So he goes with the averages and just says “it’s going up” then he focuses time on other more important things. Inevitably there will be down years. There will be 20%, 30%, and even 50% pullbacks but throughout history investors have been better off staying optimistic over the long term vs bearish even though pessimism always sounds smarter in the headlines.