Upstart Holdings Inc.(UPST)

AI-powered lending platform.

9 Insights

Investment Insights

AI-generated insights about Upstart Holdings Inc. from various financial sources

Wednesday, December 17, 2025

Neutral

Considered a very cheap AI play, but its significant exposure to the 'undesirable risk' of the car lending business makes it a less favorable option than its peer, Pagaya.

Monday, December 15, 2025

Very Bearish

Down 7% as part of a sector-wide sell-off in fintech and high-growth stocks.

Thursday, November 13, 2025

Very Bullish

The company's CTO made the first insider purchase in over two years, buying $4 million worth of stock, which is a strong bullish signal.

Wednesday, November 5, 2025

Very Bearish

Mentioned in a negative comparison to SoFi, which originated more loans in the last quarter. The host suggests SoFi is 'beating Upstart at its own game'.

Wednesday, October 1, 2025

Neutral

The stock rebounded after BTIG issued a correction for a 'calculation error' in a negative report about its delinquencies.

Tuesday, September 30, 2025

Very Bearish

A negative report from the company regarding credit delinquencies caused its stock and other fintech lenders to sell off.

Monday, September 29, 2025

Very Bearish

A negative report of rising loan delinquencies caused a sell-off in the sector. The company is used as a point of contrast to highlight SoFi's superior underwriting model.

Monday, August 11, 2025

Bearish

Viewed as a bellwether for the lending market, but speakers are not fans of its business model, specifically its 'loss sharing agreements'.

Tuesday, August 5, 2025

Very Bearish

Despite beating on revenue and EPS, the stock reversed from a 15% gain to a 14% loss, suggesting deep investor concern over guidance or other details, making it a very risky stock.